UPST - Upstart Holdings  - Stock Forecast

Financial Services - Sector
Coverage Stock analysts Price Targets & Ratings Chart Insider Trading

UPST is currently covered by 10 analysts with an average price target of $65.3. This is a potential upside of $14.98 (29.77%) from yesterday's end of day stock price of $50.32.

Upstart Holdings 's activity chart (see below) currently has 244 price targets and 165 ratings on display. The stock rating distribution of UPST is 50% BUY, 20.83% SELL and 29.17% HOLD.

Stock Analyst Price Targets - Review

Analysts average stock forecasts to be materialized ratio is 62.41% with an average time for these price targets to be met of 49.65 days.

Highest price target for UPST is $105, Lowest price target is $16.5, average price target is $76.17.

Most recent stock forecast was given by REGINALD SMITH from JPMORGAN on 20-Aug-2025. First documented stock forecast 11-Jan-2021.

Currently out of the existing stock ratings of UPST, 12 are a BUY (50%), 5 are a SELL (20.83%), 7 are a HOLD (29.17%).

Analyst name

Rating

Rating initiation date

Current price target

Potential Upside

Previous price target

Date

Price targets met ratio

Average potential upside

Average Days to Hit Target

Performance score

Buy

Since 20-Aug-2025

$88

$42.16 (91.97%)

$64

4 months 19 days ago
(20-Aug-2025)

8/12 (66.67%)

$24.12 (37.76%)

61

Buy

Since 13-Dec-2024

$82

$36.16 (78.88%)

$70

5 months 2 days ago
(06-Aug-2025)

2/5 (40%)

$14.86 (22.13%)

50

Hold

Since 29-Apr-2025

$87

$41.16 (89.79%)

$53

5 months 2 days ago
(06-Aug-2025)

12/14 (85.71%)

$19.86 (29.58%)

17

Hold

Since 06-Aug-2025

$70

$24.16 (52.71%)

$50

5 months 2 days ago
(06-Aug-2025)

7/13 (53.85%)

$2.86 (4.26%)

66

Sell

Since 11-Jul-2022

$16.5

$-29.34 (-64.01%)

8 months ago
(08-May-2025)

4/9 (44.44%)

$-31.43 (-65.57%)

75

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What is UPST (Upstart Holdings ) average time for price targets to be met?

On average it took 49.65 days on average for the stock forecasts to be realized with a an average price target met ratio 62.41

Which analyst has the current highest performing score on UPST (Upstart Holdings ) with a proven track record?

DAVID J CHIAVERINI

Which analyst has the most public recommendations on UPST (Upstart Holdings )?

David J Chiaverini works at WEDBUSH and has 4 price targets and 2 ratings on UPST

Which analyst is the currently most bullish on UPST (Upstart Holdings )?

Ramsey El Assal with highest potential upside - $320.31

Which analyst is the currently most reserved on UPST (Upstart Holdings )?

Giuliano Bologna with lowest potential downside - -$36.84

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