UPST - Upstart Holdings  - Stock Forecast

Financial Services - Sector
Coverage Stock analysts Price Targets & Ratings Chart Insider Trading

UPST is currently covered by 13 analysts with an average price target of $61.91. This is a potential upside of $13.33 (27.44%) from yesterday's end of day stock price of $48.58.

Upstart Holdings 's activity chart (see below) currently has 227 price targets and 163 ratings on display. The stock rating distribution of UPST is 38.71% HOLD, 41.94% BUY and 19.35% SELL.

Stock Analyst Price Targets - Review

Analysts average stock forecasts to be materialized ratio is 62.16% with an average time for these price targets to be met of 48.71 days.

Highest price target for UPST is $108, Lowest price target is $70, average price target is $86.1.

Most recent stock forecast was given by REGINALD SMITH from JPMORGAN on 20-Aug-2025. First documented stock forecast 11-Jan-2021.

Currently out of the existing stock ratings of UPST, 12 are a HOLD (38.71%), 13 are a BUY (41.94%), 6 are a SELL (19.35%).

Analyst name

Rating

Current price target

Potential Upside

Previous price target

Date

Price targets met ratio

Average potential upside

Average Days to Hit Target

Performance score

Hold

$88

$36.04 (69.36%)

$79

1 months 20 days ago
(20-Aug-2025)

7/11 (63.64%)

$24.12 (37.76%)

62

Buy

$82

$30.04 (57.81%)

$70

2 months 4 days ago
(06-Aug-2025)

2/5 (40%)

$14.86 (22.13%)

50

Hold

$87

$35.04 (67.44%)

$53

2 months 4 days ago
(06-Aug-2025)

11/13 (84.62%)

$19.86 (29.58%)

17

Hold

$70

$18.04 (34.72%)

$50

2 months 4 days ago
(06-Aug-2025)

7/13 (53.85%)

$2.86 (4.26%)

66

Sell

$71

$19.04 (36.64%)

$16.5

2 months 26 days ago
(14-Jul-2025)

5/10 (50%)

$-3.99 (-5.32%)

65

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What is UPST (Upstart Holdings ) average time for price targets to be met?

On average it took 48.71 days on average for the stock forecasts to be realized with a an average price target met ratio 62.16

Which analyst has the current highest performing score on UPST (Upstart Holdings ) with a proven track record?

DAVID J CHIAVERINI

Which analyst has the most public recommendations on UPST (Upstart Holdings )?

David J Chiaverini works at WEDBUSH and has 4 price targets and 2 ratings on UPST

Which analyst is the currently most bullish on UPST (Upstart Holdings )?

Ramsey El Assal with highest potential upside - $320.31

Which analyst is the currently most reserved on UPST (Upstart Holdings )?

Giuliano Bologna with lowest potential downside - -$42.96

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