UPST - Upstart Holdings  - Stock Forecast

Financial Services - Sector
Coverage Stock analysts Price Targets & Ratings Chart Insider Trading

UPST is currently covered by 14 analysts with an average price target of $62.5. This is a potential upside of $14.98 (31.52%) from yesterday's end of day stock price of $47.52.

Upstart Holdings 's activity chart (see below) currently has 227 price targets and 165 ratings on display. The stock rating distribution of UPST is 48.48% BUY, 33.33% HOLD and 18.18% SELL.

Stock Analyst Price Targets - Review

Analysts average stock forecasts to be materialized ratio is 62.41% with an average time for these price targets to be met of 49.65 days.

Highest price target for UPST is $105, Lowest price target is $16.5, average price target is $78.23.

Most recent stock forecast was given by REGINALD SMITH from JPMORGAN on 19-Aug-2025. First documented stock forecast 10-Jan-2021.

Currently out of the existing stock ratings of UPST, 16 are a BUY (48.48%), 11 are a HOLD (33.33%), 6 are a SELL (18.18%).

Analyst name

Rating

Current price target

Potential Upside

Previous price target

Date

Price targets met ratio

Average potential upside

Average Days to Hit Target

Performance score

Buy

$88

$35.31 (67.01%)

$64

2 months 12 days ago
(19-Aug-2025)

8/12 (66.67%)

$24.12 (37.76%)

61

Buy

$82

$29.31 (55.63%)

$70

2 months 26 days ago
(05-Aug-2025)

2/5 (40%)

$14.86 (22.13%)

50

Hold

$87

$34.31 (65.12%)

$53

2 months 26 days ago
(05-Aug-2025)

12/14 (85.71%)

$19.86 (29.58%)

17

Hold

$70

$17.31 (32.85%)

$50

2 months 26 days ago
(05-Aug-2025)

7/13 (53.85%)

$2.86 (4.26%)

66

Sell

$16.5

$-36.19 (-68.68%)

5 months 24 days ago
(07-May-2025)

4/9 (44.44%)

$-31.43 (-65.57%)

75

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What is UPST (Upstart Holdings ) average time for price targets to be met?

On average it took 49.65 days on average for the stock forecasts to be realized with a an average price target met ratio 62.41

Which analyst has the current highest performing score on UPST (Upstart Holdings ) with a proven track record?

DAVID J CHIAVERINI

Which analyst has the most public recommendations on UPST (Upstart Holdings )?

David J Chiaverini works at WEDBUSH and has 4 price targets and 2 ratings on UPST

Which analyst is the currently most bullish on UPST (Upstart Holdings )?

Ramsey El Assal with highest potential upside - $320.31

Which analyst is the currently most reserved on UPST (Upstart Holdings )?

Giuliano Bologna with lowest potential downside - -$43.69

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