UPST - Upstart Holdings  - Stock Forecast

Financial Services - Sector
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UPST is currently covered by 10 analysts with an average price target of $61.03. This is a potential upside of $14.98 (32.53%) from yesterday's end of day stock price of $46.05.

Upstart Holdings 's activity chart (see below) currently has 243 price targets and 165 ratings on display. The stock rating distribution of UPST is 52% BUY, 20% SELL and 28% HOLD.

Stock Analyst Price Targets - Review

Analysts average stock forecasts to be materialized ratio is 62.41% with an average time for these price targets to be met of 49.65 days.

Highest price target for UPST is $105, Lowest price target is $16.5, average price target is $76.17.

Most recent stock forecast was given by REGINALD SMITH from JPMORGAN on 20-Aug-2025. First documented stock forecast 11-Jan-2021.

Currently out of the existing stock ratings of UPST, 13 are a BUY (52%), 5 are a SELL (20%), 7 are a HOLD (28%).

Analyst name

Rating

Current price target

Potential Upside

Previous price target

Date

Price targets met ratio

Average potential upside

Average Days to Hit Target

Performance score

Buy

$88

$43.04 (95.73%)

$64

3 months 25 days ago
(20-Aug-2025)

8/12 (66.67%)

$24.12 (37.76%)

61

Buy

$82

$37.04 (82.38%)

$70

4 months 9 days ago
(06-Aug-2025)

2/5 (40%)

$14.86 (22.13%)

50

Hold

$87

$42.04 (93.51%)

$53

4 months 9 days ago
(06-Aug-2025)

12/14 (85.71%)

$19.86 (29.58%)

17

Hold

$70

$25.04 (55.69%)

$50

4 months 9 days ago
(06-Aug-2025)

7/13 (53.85%)

$2.86 (4.26%)

66

Sell

$16.5

$-28.46 (-63.30%)

7 months 7 days ago
(08-May-2025)

4/9 (44.44%)

$-31.43 (-65.57%)

75

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What is UPST (Upstart Holdings ) average time for price targets to be met?

On average it took 49.65 days on average for the stock forecasts to be realized with a an average price target met ratio 62.41

Which analyst has the current highest performing score on UPST (Upstart Holdings ) with a proven track record?

DAVID J CHIAVERINI

Which analyst has the most public recommendations on UPST (Upstart Holdings )?

David J Chiaverini works at WEDBUSH and has 4 price targets and 2 ratings on UPST

Which analyst is the currently most bullish on UPST (Upstart Holdings )?

Ramsey El Assal with highest potential upside - $320.31

Which analyst is the currently most reserved on UPST (Upstart Holdings )?

Giuliano Bologna with lowest potential downside - -$35.96

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