UPST - Upstart Holdings - Stock Forecast

Financial Services - Sector
Coverage Stock analysts Price Targets & Ratings Chart Insider Trading

UPST is currently covered by 15 analysts with an average price target of $46.38. This is a potential upside of $23.39 (101.74%) from yesterday's end of day stock price of $22.99.

Upstart Holdings's activity chart (see below) currently has 250 price targets and 263 ratings on display. The stock rating distribution of UPST is 33.33% HOLD, 12.82% SELL and 53.85% BUY.

Stock Analyst Price Targets - Review

Analysts average stock forecasts to be materialized ratio is 57.08% with an average time for these price targets to be met of 51.02 days.

Highest price target for UPST is $71, Lowest price target is $20, average price target is $46.38.

Most recent stock forecast was given by REGINALD SMITH from LOOP CAPITAL on 09-Sep-2026. First documented stock forecast 11-Jan-2021.

Currently out of the existing stock ratings of UPST, 13 are a HOLD (33.33%), 5 are a SELL (12.82%), 21 are a BUY (53.85%).

Analyst name

Rating

Current price target

Potential Upside

Previous price target

Date of last PT

Price targets met ratio

Average potential upside

Average Days to Hit Target

Performance score

Hold Since 09-Sep-2026

$34

$10.19 (42.80%)

$65

22 days ago
(09-Sep-2026)

11/15 (73.33%)

$8.11 (31.32%)

153

Buy Since 24-Jun-2025

$51

$27.19 (114.20%)

$46

1 months 26 days ago
(05-Aug-2026)

1/4 (25%)

$20.8 (68.87%)

13

Buy Since 12-Feb-2025

$42

$18.19 (76.40%)

$40

1 months 26 days ago
(05-Aug-2026)

3/15 (20%)

$11.8 (39.07%)

36

Buy Since 09-Apr-2026

$43

$19.19 (80.60%)

$43

1 months 26 days ago
(05-Aug-2026)

3/15 (20%)

$12.8 (42.38%)

19

Buy Since 13-Feb-2025

$61

$37.19 (156.19%)

$83

2 months 9 days ago
(22-Jul-2026)

7/11 (63.64%)

$32.36 (112.99%)

115

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What is UPST (Upstart Holdings) average time for price targets to be met?

On average it took 51 days for the stock forecasts to be reached, with an average price target met ratio of 57.08%.

Which analyst most recently updated their price target on UPST (Upstart Holdings)?

Reginald Smith

Which analyst has the most public recommendations on UPST (Upstart Holdings)?

Reginald Smith works at JPMORGAN and has 25 price targets and 15 ratings on UPST

Which analyst is the currently most bullish on UPST (Upstart Holdings)?

Ronald Josey with the highest potential upside of $221.19

Which analyst is the currently most reserved on UPST (Upstart Holdings)?

Michael Ng with the lowest potential downside of -$17.16
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