UPST - Upstart Holdings - Stock Forecast

Financial Services - Sector
Coverage Stock analysts Price Targets & Ratings Chart Insider Trading

UPST is currently covered by 14 analysts with an average price target of $36.32. This is a potential upside of $17.17 (89.66%) from yesterday's end of day stock price of $19.15.

Upstart Holdings's activity chart (see below) currently has 251 price targets and 251 ratings on display. The stock rating distribution of UPST is 55.81% BUY, 27.91% HOLD and 16.28% SELL.

Stock Analyst Price Targets - Review

Analysts average stock forecasts to be materialized ratio is 53.22% with an average time for these price targets to be met of 47.86 days.

Highest price target for UPST is $61, Lowest price target is $18, average price target is $36.32.

Most recent stock forecast was given by JAMES FAUCETTE from MORGAN STANLEY on 04-Nov-2026. First documented stock forecast 11-Jan-2021.

Currently out of the existing stock ratings of UPST, 24 are a BUY (55.81%), 12 are a HOLD (27.91%), 7 are a SELL (16.28%).

Analyst name

Rating

Current price target

Potential Upside

Previous price target

Date of last PT

Price targets met ratio

Average potential upside

Average Days to Hit Target

Performance score

Hold Since 05-Nov-2025

$24

$2.11 (9.64%)

$45

8 days ago
(04-Nov-2026)

4/13 (30.77%)

$2.69 (12.62%)

112

Buy Since 12-Feb-2025

$30

$8.11 (37.05%)

$49

8 days ago
(04-Nov-2026)

18/26 (69.23%)

$8.69 (40.78%)

74

Buy Since 04-Nov-2026

$42

$20.11 (91.87%)

$105

8 days ago
(04-Nov-2026)

3/6 (50%)

$20.69 (97.09%)

84

Hold Since 04-May-2026

$24

$2.11 (9.64%)

$39

8 days ago
(04-Nov-2026)

4/6 (66.67%)

$2.69 (12.62%)

73

Buy Since 12-Feb-2025

$30

$8.11 (37.05%)

$42

8 days ago
(04-Nov-2026)

3/16 (18.75%)

$8.69 (40.78%)

36

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What is UPST (Upstart Holdings) average time for price targets to be met?

On average it took 48 days for the stock forecasts to be reached, with an average price target met ratio of 53.22%.

Which analyst most recently updated their price target on UPST (Upstart Holdings)?

James Faucette

Which analyst has the most public recommendations on UPST (Upstart Holdings)?

James Faucette works at MORGAN STANLEY and has 37 price targets and 30 ratings on UPST

Which analyst is the currently most bullish on UPST (Upstart Holdings)?

Ronald Josey with the highest potential upside of $223.11

Which analyst is the currently most reserved on UPST (Upstart Holdings)?

Michael Ng with the lowest potential downside of -$17.16
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