Seeing Is Believing
Financial Services - Sector
UPST is currently covered by 12 analysts with an average price target of $46. This is a potential upside of $11.83 (46.22%) from yesterday's end of day stock price of $31.46.
Upstart Holdings 's activity chart (see below) currently has 173 price targets and 206 ratings on display. The stock rating distribution of UPST is 13.79% SELL, 27.59% HOLD and 58.62% BUY.
Analysts average stock forecasts to be materialized ratio is 53.79% with an average time for these price targets to be met of 50.97 days.
Highest price target for UPST is $71, Lowest price target is $20, average price target is $46.
Most recent stock forecast was given by WILL NANCE from GOLDMAN SACHS on 09-Jul-2026. First documented stock forecast 10-Jan-2021.
Currently out of the existing stock ratings of UPST, 4 are a SELL (13.79%), 8 are a HOLD (27.59%), 17 are a BUY (58.62%).
Analyst name
Rating
Current price target
Potential Upside
Previous price target
Date of last PT
Price targets met ratio
Average potential upside
Average Days to Hit Target
Performance score
Hold Since 09-Jul-2026
$39
$6.26 (19.12%)
$35
5 days ago
(09-Jul-2026)
2/3 (66.67%)
$5.77 (17.36%)
80
Buy Since 09-Apr-2026
$43
$10.26 (31.34%)
$43
7 days ago
(07-Jul-2026)
3/9 (33.33%)
$9.94 (30.07%)
19
Buy Since 11-Feb-2025
$40
$7.26 (22.17%)
$37
7 days ago
(07-Jul-2026)
2/12 (16.67%)
$6.94 (20.99%)
50
Buy Since 24-Jun-2025
$46
$12.34 (36.66%)
$90
2 months 7 days ago
(06-May-2026)
1/3 (33.33%)
$17.3 (60.28%)
13
Buy Since 07-Aug-2024
$51
$17.34 (51.52%)
$85
3 months 17 days ago
(26-Mar-2026)
10/18 (55.56%)
$25.67 (101.34%)
88
What is UPST (Upstart Holdings ) average time for price targets to be met?
Which analyst has the current highest performing score on UPST (Upstart Holdings ) with a proven track record?
Which analyst has the most public recommendations on UPST (Upstart Holdings )?
Which analyst is the currently most bullish on UPST (Upstart Holdings )?
Which analyst is the currently most reserved on UPST (Upstart Holdings )?